FARMERS STATE BANK PRIVACY POLICY

OUR PRIVACY COMMITMENT TO YOU

We recognize, respect and protect the personal privacy rights of all our customers. We realize that our customers entrust us with personal information and it is our policy to maintain our customers’ information in a confidential manner. We are committed to providing the highest level of security and privacy regarding the collection and use of our customers’ personal information, as well as personal information of all consumers who visit our institution and website.

 CONFIDENTIALITY AND SECURITY OF NONPUBLIC PERSONAL INFORMATION

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products and services to you. We maintain physical, electronic, and procedural safeguards that comply with Federal standards to guard your nonpublic personal information.

NONPUBLIC PERSONAL INFORMATION WE COLLECT

We collect nonpublic personal information about you from the following sources:

• Information we receive from you on applications or other forms

• Information about your transactions with us, our affiliates, or others

• Information we receive from a consumer reporting agency

NONPUBLIC PERSONAL INFORMATION WE DISCLOSE

We do not disclose nor do we reserve the right to disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law.

NONPUBLIC PERSONAL INFORMATION AND AFFILIATES

We may disclose nonpublic personal information about you with our financial service provider, which is:

• Stoll Insurance Agency, Inc.

Federal law allows us to disclose the information listed below to our affiliates. You do not have the right to opt out of the disclosure of this information. Here are the kinds of nonpublic personal information we may disclose to our affiliates:

• Information from our account records about your transaction and experience with us.