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Checking

Free Checking - $50 Minimum to open the account.

  • No monthly minimum balance requirement.
  • No monthly per check or debit item charge.
Regular Checking Account - $50 Minimum to open the account

Gold Checking - $50 Minimum to open the account:

  • Designated for anyone over 55 years or better.
  • No minimum balance required.
  • No service charge.
  • Unlimited check writing.
FEES:  

If balance falls below $200 any day of statement cycle the following fees apply: $3.00 base charge and $.15 per debit item.


NOW Checking Account - $50 Minimum to open the account


FEES:

If balance falls below $750 in a statement cycle or the average daily balance falls below $1,500 in a statement cycle a $5.00 base charge and $.15 per debit item will apply. Interest compounds and is credited monthly. The interest rate could change at any time.

Passbook Savings Account - $50 Minimum to open the account FEES:

If balance falls below $50 during a calendar month the following fees apply:

$1 base charge and an excess withdrawal fee of $.50 for each withdrawal in excess of four (4) during the calendar month. You are limited to six (6) preauthorized transfers each four (4) week or similar period. Interest is compounded and credited quarterly. The interest rate may change at any time.


Money Market Account - $500 Minimum to open the account

FEES:   If balance falls below $500 during a statement cycle the following fees apply:$2.50 base charge per statement cycle. You are limited to six (6) preauthorized transfers each four (4) week or similar period. Interest is compounded and credited monthly. The interest rate may change at any time.

Contact a bank employee for additional terms and fees.

 
 

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